Subaru Outback Car Insurance

Get comprehensive coverage for your Subaru Outback. Compare quotes from top insurers and find the best rates available.

Subaru Outback
Avg Annual Full Coverage
$1880
Avg Annual Minimum
$640
Starting MSRP
$34995
NHTSA Rating
5/5 Stars

About the Subaru Outback

The fully redesigned 2026 Outback offers more SUV proportions and rugged tech.

Ratings & Rankings

How the Subaru Outback performs according to industry experts

🏆 Car & Driver

Praised for its reliability, fuel efficiency, and overall value in its class.

J.D. Power 82/100

Above average ratings for quality and reliability based on owner feedback.

🛡️ Safety Ratings

IIHS: Top Safety Pick
NHTSA: 5/5 Stars

Safety Features

Advanced safety technology protecting you and your passengers

EyeSight 4.0

Enhanced cameras for broader detection range

Steering Responsive Lights

Standard LED lights that turn with the wheel

Automatic Emergency Steering

Avoids obstacles when braking isn't enough

DriverFocus

Infrared camera monitors driver attention

Safe Exit Warning

Alerts to traffic when passengers exit

Factors That Impact Insurance Costs

What affects your Subaru Outback insurance premium

AWD Safety

Symmetrical AWD reduces insurance loss frequency

Wagon Versatility

Lower profile than SUVs can lower liability rates

Safety Awards

Frequent TSP+ winner reduces medical premiums

Frequently Asked Questions

How much does Subaru Outback insurance cost?

The average annual cost for full coverage on a Subaru Outback is around $1880, while minimum coverage averages $640. Your actual rate depends on factors like your driving record, location, age, and coverage selections.

Is the Subaru Outback expensive to insure?

The Subaru Outback is generally affordable to insure compared to other vehicles in its class. Its strong safety ratings, reasonable repair costs, and good reliability record help keep insurance premiums competitive.

What factors affect Subaru Outback insurance rates?

Key factors include the vehicle's safety ratings, repair costs, theft rates, your driving history, age, location, credit score, and the coverage levels you choose. Bundling policies and maintaining a clean driving record can help lower your rates.

Does the Subaru Outback qualify for safety discounts?

Yes, the Subaru Outback's advanced safety features like collision mitigation braking, lane keeping assist, and adaptive cruise control often qualify for insurance discounts. Ask your insurer about available safety feature discounts.

How can I save on Subaru Outback insurance?

Compare quotes from multiple insurers, bundle with home or renters insurance, maintain a clean driving record, consider higher deductibles, ask about available discounts (safe driver, low mileage, multi-vehicle), and review your coverage annually.

Other Subaru Models

Compare insurance options for other Subaru vehicles

Ready to Save on Subaru Outback Insurance?

Compare quotes from top insurers and find the best rate for your vehicle

Rates shown are for a 30-year-old male with full coverage and a clean driving record in 2025. Your actual costs will vary based on your vehicle's trim, modifications, and driving history.