Maryland Car Insurance

Find some of the best car insurance quotes in the Old Line State!

Reviews

Maryland Auto Insurance Fast Facts

Key insurance statistics and requirements for Maryland

$2,235

Average Annual Cost

$60

Average Monthly Minimum

At-fault

State Type

30/60/15

Min. Coverage

How to Save Money on Auto Insurance in Maryland

Expert tips to reduce your insurance premiums

Compare Regularly

Shop around annually to ensure you're getting the best rates

Bundle Policies

Combine auto and home insurance for discounts up to 25%

Safe Driver Discounts

Maintain a clean driving record to qualify for lower rates

Usage-Based Programs

Save up to 30% with telematics and safe driving apps

Education Discounts

Students and alumni may qualify for education-based savings

Safety Features

Anti-theft devices and safety features can lower premiums

What are the best car insurance companies in MD?

Instead of focusing solely on the cheapest companies, we look at the full picture — offering a balance between the most affordable pricing, coverage types, and the provider's reputation. We prioritize providers known for exceptional customer service, ensuring you're not just getting a good rate, but reliable support when it matters most. Compare quotes today to see what Maryland providers are best for your car and wallet.

Compare and Save in Maryland!

Frequently Asked Questions

What is the minimum auto insurance required in Maryland?

Maryland requires minimum liability coverage of 30/60/15. This means $30,000 for bodily injury per person, $60,000 per accident, and $15,000 for property damage.

How much does auto insurance cost in Maryland?

The average annual cost of auto insurance in Maryland is $2,235. However, rates vary significantly based on factors like age, driving record, location, and coverage levels.

Is Maryland a fault or no-fault state?

Maryland is at-fault state. This affects how insurance claimsare handled after an accident.

What factors affect my insurance rates in Maryland?

Insurance rates are influenced by your driving record, age, location, vehicle type, credit score, coverage levels, and available discounts. Young drivers typically pay more, while experienced drivers with clean records get better rates.

How often should I shop for auto insurance?

It's recommended to compare auto insurance rates annually or whenever you have a major life change (moving, new car, marriage, etc.). This ensures you're getting the best available rates.

How Protect.com Works

Get the best auto insurance quotes in just three simple steps

Enter Your Zip Code

Tell us where you live to find insurance providers in your area

Compare Quotes

Review personalized quotes from top insurance companies

Save Money

Choose the best coverage at the lowest price for your needs

0/6 Complete

1 Multiple vehicles?

2 Any incidents (3 years)?

3 Your age

4 Zip code

5 Credit score range

6 Are you a homeowner?

Methodology & Disclosures

Minimum car insurance rates by state provided by Yahoo Finance. Average full coverage car insurance rates by state provided by Bankrate. National average car insurance costs by age provided by WalletHub.

Car insurance rates vary by geographic region, number of drivers, vehicles, driving record, and many other factors. For the purposes of this site and the rates you see, the standard profile has been applied:

40 year old single driver, 2023 Toyota Camry, good credit score, clean driving record and commutes 5 days. Rates also assume bundling and paperless billing discounts.