Subaru Forester Car Insurance

Get comprehensive coverage for your Subaru Forester. Compare quotes from top insurers and find the best rates available.

Subaru Forester
Avg Annual Full Coverage
$1950
Avg Annual Minimum
$655
Starting MSRP
$29995
NHTSA Rating
5/5 Stars

About the Subaru Forester

A redesigned compact SUV that earned top safety honors for 2026.

Ratings & Rankings

How the Subaru Forester performs according to industry experts

🏆 Car & Driver

Praised for its reliability, fuel efficiency, and overall value in its class.

J.D. Power 82/100

Above average ratings for quality and reliability based on owner feedback.

🛡️ Safety Ratings

IIHS: Top Safety Pick
NHTSA: 5/5 Stars

Safety Features

Advanced safety technology protecting you and your passengers

Next-Gen EyeSight

Enhanced cameras for better detection and braking

Steering Responsive Lights

Headlights turn with steering for better visibility

Emergency Stop Assist

Stops car if driver becomes unresponsive

Reverse Automatic Braking

Standard on Premium and above

Blind-Spot Detection

Alerts to traffic in adjacent lanes

Factors That Impact Insurance Costs

What affects your Subaru Forester insurance premium

Safety Award Winner

Earned IIHS Top Safety Pick+ for 2026

High Sales Volume

Common parts keep repair bills affordable

Driver Demographic

Older/Family demographic typically sees lower rates

Frequently Asked Questions

How much does Subaru Forester insurance cost?

The average annual cost for full coverage on a Subaru Forester is around $1950, while minimum coverage averages $655. Your actual rate depends on factors like your driving record, location, age, and coverage selections.

Is the Subaru Forester expensive to insure?

The Subaru Forester is generally affordable to insure compared to other vehicles in its class. Its strong safety ratings, reasonable repair costs, and good reliability record help keep insurance premiums competitive.

What factors affect Subaru Forester insurance rates?

Key factors include the vehicle's safety ratings, repair costs, theft rates, your driving history, age, location, credit score, and the coverage levels you choose. Bundling policies and maintaining a clean driving record can help lower your rates.

Does the Subaru Forester qualify for safety discounts?

Yes, the Subaru Forester's advanced safety features like collision mitigation braking, lane keeping assist, and adaptive cruise control often qualify for insurance discounts. Ask your insurer about available safety feature discounts.

How can I save on Subaru Forester insurance?

Compare quotes from multiple insurers, bundle with home or renters insurance, maintain a clean driving record, consider higher deductibles, ask about available discounts (safe driver, low mileage, multi-vehicle), and review your coverage annually.

Other Subaru Models

Compare insurance options for other Subaru vehicles

Ready to Save on Subaru Forester Insurance?

Compare quotes from top insurers and find the best rate for your vehicle

Rates shown are for a 30-year-old male with full coverage and a clean driving record in 2025. Your actual costs will vary based on your vehicle's trim, modifications, and driving history.