Subaru Ascent Car Insurance

Get comprehensive coverage for your Subaru Ascent. Compare quotes from top insurers and find the best rates available.

Subaru Ascent
Avg Annual Full Coverage
$2115
Avg Annual Minimum
$720
Starting MSRP
$40795
NHTSA Rating
5/5 Stars

About the Subaru Ascent

A family-sized three-row SUV with standard AWD and extensive safety tech.

Ratings & Rankings

How the Subaru Ascent performs according to industry experts

🏆 Car & Driver

Praised for its reliability, fuel efficiency, and overall value in its class.

J.D. Power 82/100

Above average ratings for quality and reliability based on owner feedback.

🛡️ Safety Ratings

IIHS: Top Safety Pick
NHTSA: 5/5 Stars

Safety Features

Advanced safety technology protecting you and your passengers

EyeSight Technology

Dual-camera system for pre-collision braking

Blind-Spot Detection

Alerts to vehicles in side blind zones

Rear Cross-Traffic Alert

Warns of traffic while reversing

Emergency Stop Assist

Stops the vehicle if the driver is unresponsive

Reverse Automatic Braking

Brakes for objects detected behind the vehicle

Factors That Impact Insurance Costs

What affects your Subaru Ascent insurance premium

AWD Safety

Standard Symmetrical AWD improves traction and lowers risk

Passenger Count

Three-row seating increases medical claim liability

Safety Awards

TSP designation for 7 consecutive years lowers premiums

Frequently Asked Questions

How much does Subaru Ascent insurance cost?

The average annual cost for full coverage on a Subaru Ascent is around $2115, while minimum coverage averages $720. Your actual rate depends on factors like your driving record, location, age, and coverage selections.

Is the Subaru Ascent expensive to insure?

The Subaru Ascent is generally affordable to insure compared to other vehicles in its class. Its strong safety ratings, reasonable repair costs, and good reliability record help keep insurance premiums competitive.

What factors affect Subaru Ascent insurance rates?

Key factors include the vehicle's safety ratings, repair costs, theft rates, your driving history, age, location, credit score, and the coverage levels you choose. Bundling policies and maintaining a clean driving record can help lower your rates.

Does the Subaru Ascent qualify for safety discounts?

Yes, the Subaru Ascent's advanced safety features like collision mitigation braking, lane keeping assist, and adaptive cruise control often qualify for insurance discounts. Ask your insurer about available safety feature discounts.

How can I save on Subaru Ascent insurance?

Compare quotes from multiple insurers, bundle with home or renters insurance, maintain a clean driving record, consider higher deductibles, ask about available discounts (safe driver, low mileage, multi-vehicle), and review your coverage annually.

Other Subaru Models

Compare insurance options for other Subaru vehicles

Ready to Save on Subaru Ascent Insurance?

Compare quotes from top insurers and find the best rate for your vehicle

Rates shown are for a 30-year-old male with full coverage and a clean driving record in 2025. Your actual costs will vary based on your vehicle's trim, modifications, and driving history.