Subaru Car Insurance

Find affordable insurance coverage for your Subaru vehicle

About Subaru

Subaru is defined by its commitment to safety and outdoor exploration. Most models come standard with Symmetrical All-Wheel Drive, making them a favorite for drivers in snowy or rugged climates.

Why Insurance Costs Vary by Subaru Model

Understanding the factors that affect your insurance premiums

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Safety Features

Advanced safety technology can lower premiums, while expensive-to-repair features may increase collision coverage costs.

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Engine Performance

Higher horsepower and performance models typically cost more to insure due to increased accident risk and repair costs.

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Repair Costs

Parts availability and repair complexity directly impact your comprehensive and collision coverage premiums.

Safety Ratings

IIHS and NHTSA crash test ratings influence how insurers assess risk and set your rates.

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Theft Risk

Models with higher theft rates typically have increased comprehensive coverage costs to account for replacement risk.

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Vehicle Value

MSRP and current market value directly affect comprehensive and collision coverage premiums.

Frequently Asked Questions

Is All-Wheel Drive standard on all Subarus?

Yes, Symmetrical All-Wheel Drive is standard on almost every model, except for the rear-wheel-drive BRZ sports car.

What is Subaru EyeSight?

EyeSight is a driver-assist system that acts like a second pair of eyes, providing pre-collision braking and adaptive cruise control.

Are Subarus pet-friendly?

Yes, Subaru is known for being pet-friendly, offering a wide range of accessories designed specifically for traveling with dogs.

How long do Subaru vehicles last?

Subaru is famous for longevity; 97% of Subaru vehicles sold in the last 10 years are still on the road today.

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