Honda HR-V Car Insurance

Get comprehensive coverage for your Honda HR-V. Compare quotes from top insurers and find the best rates available.

Honda HR-V
Avg Annual Full Coverage
$1764
Avg Annual Minimum
$595
Starting MSRP
$26200
NHTSA Rating
5/5 Stars

About the Honda HR-V

A city-sized SUV with a youthful attitude and bold styling.

Ratings & Rankings

How the Honda HR-V performs according to industry experts

🏆 Car & Driver

Praised for its reliability, fuel efficiency, and overall value in its class.

J.D. Power 82/100

Above average ratings for quality and reliability based on owner feedback.

🛡️ Safety Ratings

IIHS: Top Safety Pick
NHTSA: 5/5 Stars

Safety Features

Advanced safety technology protecting you and your passengers

Honda Sensing

Full standard safety suite on every trim

Traffic Sign Recognition

Standard speed limit display tech

Rearview Camera

Multi-angle views for tight parking

Hill Start Assist

Prevents rollback on city inclines

Auto High-Beams

Standard for improved night driving

Factors That Impact Insurance Costs

What affects your Honda HR-V insurance premium

Entry Level Value

Low MSRP leads to lower replacement liability

Safety Awards

Frequent IIHS Top Safety Pick winner

Compact Design

Lower damage potential to other vehicles

Frequently Asked Questions

How much does Honda HR-V insurance cost?

The average annual cost for full coverage on a Honda HR-V is around $1764, while minimum coverage averages $595. Your actual rate depends on factors like your driving record, location, age, and coverage selections.

Is the Honda HR-V expensive to insure?

The Honda HR-V is generally affordable to insure compared to other vehicles in its class. Its strong safety ratings, reasonable repair costs, and good reliability record help keep insurance premiums competitive.

What factors affect Honda HR-V insurance rates?

Key factors include the vehicle's safety ratings, repair costs, theft rates, your driving history, age, location, credit score, and the coverage levels you choose. Bundling policies and maintaining a clean driving record can help lower your rates.

Does the Honda HR-V qualify for safety discounts?

Yes, the Honda HR-V's advanced safety features like collision mitigation braking, lane keeping assist, and adaptive cruise control often qualify for insurance discounts. Ask your insurer about available safety feature discounts.

How can I save on Honda HR-V insurance?

Compare quotes from multiple insurers, bundle with home or renters insurance, maintain a clean driving record, consider higher deductibles, ask about available discounts (safe driver, low mileage, multi-vehicle), and review your coverage annually.

Ready to Save on Honda HR-V Insurance?

Compare quotes from top insurers and find the best rate for your vehicle

Rates shown are for a 30-year-old male with full coverage and a clean driving record in 2025. Your actual costs will vary based on your vehicle's trim, modifications, and driving history.