Honda Civic Sedan Car Insurance

Get comprehensive coverage for your Honda Civic Sedan. Compare quotes from top insurers and find the best rates available.

Honda Civic Sedan
Avg Annual Full Coverage
$1916
Avg Annual Minimum
$645
Starting MSRP
$24595
NHTSA Rating
5/5 Stars

About the Honda Civic Sedan

The gold standard of compact sedans for reliability and value.

Ratings & Rankings

How the Honda Civic Sedan performs according to industry experts

🏆 Car & Driver

Praised for its reliability, fuel efficiency, and overall value in its class.

J.D. Power 82/100

Above average ratings for quality and reliability based on owner feedback.

🛡️ Safety Ratings

IIHS: Top Safety Pick
NHTSA: 5/5 Stars

Safety Features

Advanced safety technology protecting you and your passengers

Traffic Jam Assist

Provides steering support in low-speed traffic

Auto High-Beams

Switches to low beams for oncoming traffic

Road Departure Mitigation

Provides steering help to stay on the road

Blind Spot Information

Available on Sport and above trims

Driver Attention Monitor

Detects and alerts to driver fatigue

Factors That Impact Insurance Costs

What affects your Honda Civic Sedan insurance premium

Affordability

Low MSRP reduces total replacement liability

Theft Rate

One of the most frequently stolen models for parts

Driver Profile

Popular with first-time drivers (higher risk)

Frequently Asked Questions

How much does Honda Civic Sedan insurance cost?

The average annual cost for full coverage on a Honda Civic Sedan is around $1916, while minimum coverage averages $645. Your actual rate depends on factors like your driving record, location, age, and coverage selections.

Is the Honda Civic Sedan expensive to insure?

The Honda Civic Sedan is generally affordable to insure compared to other vehicles in its class. Its strong safety ratings, reasonable repair costs, and good reliability record help keep insurance premiums competitive.

What factors affect Honda Civic Sedan insurance rates?

Key factors include the vehicle's safety ratings, repair costs, theft rates, your driving history, age, location, credit score, and the coverage levels you choose. Bundling policies and maintaining a clean driving record can help lower your rates.

Does the Honda Civic Sedan qualify for safety discounts?

Yes, the Honda Civic Sedan's advanced safety features like collision mitigation braking, lane keeping assist, and adaptive cruise control often qualify for insurance discounts. Ask your insurer about available safety feature discounts.

How can I save on Honda Civic Sedan insurance?

Compare quotes from multiple insurers, bundle with home or renters insurance, maintain a clean driving record, consider higher deductibles, ask about available discounts (safe driver, low mileage, multi-vehicle), and review your coverage annually.

Ready to Save on Honda Civic Sedan Insurance?

Compare quotes from top insurers and find the best rate for your vehicle

Rates shown are for a 30-year-old male with full coverage and a clean driving record in 2025. Your actual costs will vary based on your vehicle's trim, modifications, and driving history.