Honda Accord Car Insurance

Get comprehensive coverage for your Honda Accord. Compare quotes from top insurers and find the best rates available.

Honda Accord
Avg Annual Full Coverage
$1878
Avg Annual Minimum
$630
Starting MSRP
$28395
NHTSA Rating
5/5 Stars

About the Honda Accord

The benchmark midsize sedan known for its refined handling and sophisticated styling.

Ratings & Rankings

How the Honda Accord performs according to industry experts

🏆 Car & Driver

Praised for its reliability, fuel efficiency, and overall value in its class.

J.D. Power 82/100

Above average ratings for quality and reliability based on owner feedback.

🛡️ Safety Ratings

IIHS: Top Safety Pick
NHTSA: 5/5 Stars

Safety Features

Advanced safety technology protecting you and your passengers

Honda Sensing

Standard suite of active safety and driver-assist tech

Collision Mitigation

Brakes automatically for detected frontal impacts

Road Departure Mitigation

Adjusts steering if you cross lanes without signaling

Adaptive Cruise Control

Maintains a set following interval behind vehicles

Traffic Sign Recognition

Displays speed limit info on the digital dash

Factors That Impact Insurance Costs

What affects your Honda Accord insurance premium

High Resale Value

Strong value retention leads to lower total loss risk

Safety Ratings

Consistently high scores reduce injury claim premiums

Standard Safety

Every trim includes Honda Sensing (discounts apply)

Frequently Asked Questions

How much does Honda Accord insurance cost?

The average annual cost for full coverage on a Honda Accord is around $1878, while minimum coverage averages $630. Your actual rate depends on factors like your driving record, location, age, and coverage selections.

Is the Honda Accord expensive to insure?

The Honda Accord is generally affordable to insure compared to other vehicles in its class. Its strong safety ratings, reasonable repair costs, and good reliability record help keep insurance premiums competitive.

What factors affect Honda Accord insurance rates?

Key factors include the vehicle's safety ratings, repair costs, theft rates, your driving history, age, location, credit score, and the coverage levels you choose. Bundling policies and maintaining a clean driving record can help lower your rates.

Does the Honda Accord qualify for safety discounts?

Yes, the Honda Accord's advanced safety features like collision mitigation braking, lane keeping assist, and adaptive cruise control often qualify for insurance discounts. Ask your insurer about available safety feature discounts.

How can I save on Honda Accord insurance?

Compare quotes from multiple insurers, bundle with home or renters insurance, maintain a clean driving record, consider higher deductibles, ask about available discounts (safe driver, low mileage, multi-vehicle), and review your coverage annually.

Ready to Save on Honda Accord Insurance?

Compare quotes from top insurers and find the best rate for your vehicle

Rates shown are for a 30-year-old male with full coverage and a clean driving record in 2025. Your actual costs will vary based on your vehicle's trim, modifications, and driving history.