Ford F-350 Car Insurance

Get comprehensive coverage for your Ford F-350. Compare quotes from top insurers and find the best rates available.

Ford F-350
Avg Annual Full Coverage
$2580
Avg Annual Minimum
$920
Starting MSRP
$48150
NHTSA Rating
Not Rated

About the Ford F-350

The go-to choice for massive fifth-wheel towing.

Ratings & Rankings

How the Ford F-350 performs according to industry experts

🏆 Car & Driver

Praised for its reliability, fuel efficiency, and overall value in its class.

J.D. Power 82/100

Above average ratings for quality and reliability based on owner feedback.

🛡️ Safety Ratings

IIHS: Top Safety Pick
NHTSA: Not Rated

Safety Features

Advanced safety technology protecting you and your passengers

Pro Trailer Hitch Assist

Automatically aligns the hitch with the ball

Blind Spot with Trailer

Covers both the truck and the trailer length

Lane-Keeping Alert

Important for large vehicle highway driving

Automatic Braking

Mitigates collisions for heavy-duty loads

360-Degree Camera

High-res views for easier job site navigation

Factors That Impact Insurance Costs

What affects your Ford F-350 insurance premium

Towing Liability

Highest risk for massive property damage

Repair Scale

DRW (Dual Rear Wheel) repairs are more costly

Theft Appeal

Diesel "Power Stroke" engines are high targets

Frequently Asked Questions

How much does Ford F-350 insurance cost?

The average annual cost for full coverage on a Ford F-350 is around $2580, while minimum coverage averages $920. Your actual rate depends on factors like your driving record, location, age, and coverage selections.

Is the Ford F-350 expensive to insure?

The Ford F-350 is generally affordable to insure compared to other vehicles in its class. Its strong safety ratings, reasonable repair costs, and good reliability record help keep insurance premiums competitive.

What factors affect Ford F-350 insurance rates?

Key factors include the vehicle's safety ratings, repair costs, theft rates, your driving history, age, location, credit score, and the coverage levels you choose. Bundling policies and maintaining a clean driving record can help lower your rates.

Does the Ford F-350 qualify for safety discounts?

Yes, the Ford F-350's advanced safety features like collision mitigation braking, lane keeping assist, and adaptive cruise control often qualify for insurance discounts. Ask your insurer about available safety feature discounts.

How can I save on Ford F-350 insurance?

Compare quotes from multiple insurers, bundle with home or renters insurance, maintain a clean driving record, consider higher deductibles, ask about available discounts (safe driver, low mileage, multi-vehicle), and review your coverage annually.

Ready to Save on Ford F-350 Insurance?

Compare quotes from top insurers and find the best rate for your vehicle

Rates shown are for a 30-year-old male with full coverage and a clean driving record in 2025. Your actual costs will vary based on your vehicle's trim, modifications, and driving history.