Ford Car Insurance

Find affordable insurance coverage for your Ford vehicle

Car Insurance for Ford: By Model

Compare insurance costs and coverage options for popular Ford models

Select Model
Ford Bronco

Bronco

  • Pre-Collision Assist
  • BLIS
Avg Annual Full Coverage
$2316
Avg Annual Minimum
$1260
Get Bronco Rates →
Ford Bronco Sport

Bronco Sport

  • Lane-Keeping Assist
  • Auto High-Beams
Avg Annual Full Coverage
$1920
Avg Annual Minimum
$685
Get Bronco Sport Rates →
Ford Edge

Edge

  • Standard AWD
  • Adaptive Cruise Control
Avg Annual Full Coverage
$1724
Avg Annual Minimum
$615
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Ford Escape

Escape

  • Pre-Collision Assist
  • Blind Spot Information
Avg Annual Full Coverage
$2442
Avg Annual Minimum
$806
Get Escape Rates →
Ford Expedition

Expedition

  • BlueCruise
  • Intersection Assist
Avg Annual Full Coverage
$2680
Avg Annual Minimum
$950
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Ford Explorer

Explorer

  • Rear View Camera
  • Active Park Assist 2.0
Avg Annual Full Coverage
$2291
Avg Annual Minimum
$780
Get Explorer Rates →
Ford F-150

F-150

  • Curve Control
  • Trailer Sway Control
Avg Annual Full Coverage
$2298
Avg Annual Minimum
$704
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Ford F-250

F-250

  • Safety Canopy
  • AdvanceTrac with RSC
Avg Annual Full Coverage
$2450
Avg Annual Minimum
$890
Get F-250 Rates →
Ford F-350

F-350

  • Pro Trailer Hitch Assist
  • Blind Spot with Trailer
Avg Annual Full Coverage
$2580
Avg Annual Minimum
$920
Get F-350 Rates →
Ford F-450

F-450

  • Ultimate Trailer Tow
  • Pre-Collision Assist
Avg Annual Full Coverage
$2950
Avg Annual Minimum
$1150
Get F-450 Rates →
Ford Maverick

Maverick

  • Standard Auto Braking
  • Lane-Keeping Assist
Avg Annual Full Coverage
$1890
Avg Annual Minimum
$620
Get Maverick Rates →
Ford Mustang

Mustang

  • Active Braking
  • Lane-Keeping System
Avg Annual Full Coverage
$2289
Avg Annual Minimum
$983
Get Mustang Rates →
Ford Mustang Mach-E

Mustang Mach-E

  • Intersection Assist
  • BlueCruise
Avg Annual Full Coverage
$2650
Avg Annual Minimum
$890
Get Mustang Mach-E Rates →
Ford Ranger

Ranger

  • Pro Trailer Backup
  • Blind Spot with Trailer
Avg Annual Full Coverage
$2156
Avg Annual Minimum
$740
Get Ranger Rates →
Ford Transit

Transit

  • Pre-Collision Assist
  • Lane-Keeping System
Avg Annual Full Coverage
$2445
Avg Annual Minimum
$818
Get Transit Rates →
Ford Transit Connect

Transit Connect

  • Pre-Collision Assist
  • Lane-Keeping System
Avg Annual Full Coverage
$2445
Avg Annual Minimum
$818
Get Transit Connect Rates →

About Ford

Why Insurance Costs Vary by Ford Model

Understanding the factors that affect your insurance premiums

🛡️

Safety Features

Advanced safety technology can lower premiums, while expensive-to-repair features may increase collision coverage costs.

⚙️

Engine Performance

Higher horsepower and performance models typically cost more to insure due to increased accident risk and repair costs.

🔧

Repair Costs

Parts availability and repair complexity directly impact your comprehensive and collision coverage premiums.

Safety Ratings

IIHS and NHTSA crash test ratings influence how insurers assess risk and set your rates.

🚗

Theft Risk

Models with higher theft rates typically have increased comprehensive coverage costs to account for replacement risk.

💰

Vehicle Value

MSRP and current market value directly affect comprehensive and collision coverage premiums.

Frequently Asked Questions

How much does Ford insurance cost?

Ford insurance costs vary by model. Factors like your driving record, location, age, and coverage selection also significantly impact your premium. Compare quotes to find the best rate.

What factors affect Ford insurance rates?

Insurance rates are influenced by vehicle-specific factors (safety ratings, repair costs, theft risk, performance) and driver factors (age, driving record, credit score, location). Ford vehicles with advanced safety features often qualify for discounts.

Are Ford vehicles expensive to repair?

Repair costs vary by model. Parts availability, labor complexity, and technology features all affect repair expenses. This directly impacts your collision and comprehensive coverage premiums.

How can I save on Ford insurance?

Compare quotes from multiple insurers, bundle policies, maintain a clean driving record, take advantage of safety feature discounts, consider higher deductibles, and ask about good driver, low mileage, and multi-vehicle discounts.

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