Nissan Altima Car Insurance

Get comprehensive coverage for your Nissan Altima. Compare quotes from top insurers and find the best rates available.

Nissan Altima
Avg Annual Full Coverage
$1920
Avg Annual Minimum
$645
Starting MSRP
$27580
NHTSA Rating
5/5 Stars

About the Nissan Altima

A reliable midsize sedan with available Intelligent All-Wheel Drive and advanced safety tech.

Ratings & Rankings

How the Nissan Altima performs according to industry experts

🏆 Car & Driver

Praised for its reliability, fuel efficiency, and overall value in its class.

J.D. Power 82/100

Above average ratings for quality and reliability based on owner feedback.

🛡️ Safety Ratings

IIHS: Top Safety Pick
NHTSA: 5/5 Stars

Safety Features

Advanced safety technology protecting you and your passengers

ProPILOT Assist

Hands-on highway driving assistance

Automatic Emergency Braking

Standard with pedestrian detection

Blind Spot Warning

Alerts to vehicles in side blind spots

Rear Cross Traffic Alert

Detects vehicles while backing out

Lane Departure Warning

Alerts if drifting from lane

Factors That Impact Insurance Costs

What affects your Nissan Altima insurance premium

Safety Rating Impact

5-star NHTSA rating lowers medical premiums

Theft Risk

Moderate target for midsize sedans

AWD Availability

Intelligent AWD reduces collision risk in weather

Frequently Asked Questions

How much does Nissan Altima insurance cost?

The average annual cost for full coverage on a Nissan Altima is around $1920, while minimum coverage averages $645. Your actual rate depends on factors like your driving record, location, age, and coverage selections.

Is the Nissan Altima expensive to insure?

The Nissan Altima is generally affordable to insure compared to other vehicles in its class. Its strong safety ratings, reasonable repair costs, and good reliability record help keep insurance premiums competitive.

What factors affect Nissan Altima insurance rates?

Key factors include the vehicle's safety ratings, repair costs, theft rates, your driving history, age, location, credit score, and the coverage levels you choose. Bundling policies and maintaining a clean driving record can help lower your rates.

Does the Nissan Altima qualify for safety discounts?

Yes, the Nissan Altima's advanced safety features like collision mitigation braking, lane keeping assist, and adaptive cruise control often qualify for insurance discounts. Ask your insurer about available safety feature discounts.

How can I save on Nissan Altima insurance?

Compare quotes from multiple insurers, bundle with home or renters insurance, maintain a clean driving record, consider higher deductibles, ask about available discounts (safe driver, low mileage, multi-vehicle), and review your coverage annually.

Other Nissan Models

Compare insurance options for other Nissan vehicles

Ready to Save on Nissan Altima Insurance?

Compare quotes from top insurers and find the best rate for your vehicle

Rates shown are for a 30-year-old male with full coverage and a clean driving record in 2025. Your actual costs will vary based on your vehicle's trim, modifications, and driving history.