Kia Car Insurance
Find affordable insurance coverage for your Kia vehicle
Car Insurance for Kia: By Model
Compare insurance costs and coverage options for popular Kia models
Carnival
- Blind-Spot Collision-Avoidance
- Rear Cross-Traffic Assist
EV6
- Highway Driving Assist 2
- Blind-Spot View Monitor
EV9
- Highway Driving Assist 2
- Safe Exit Assist
K4
- Smart Cruise Control
- Lane Following Assist
K5
- Blind-Spot View Monitor
- Highway Driving Assist
Niro
- PHEV
- Blind-Spot Collision
Seltos
- Forward Collision-Avoidance
- Lane Keeping Assist
Sorento
- Blind-Spot View Monitor
- Highway Driving Assist 2
Sportage
- Forward Collision-Avoidance
- Lane Following Assist
Telluride
- Highway Driving Assist 2
- Blind-Spot View Monitor
About Kia
Kia has become a top choice for modern drivers by offering bold styling, high-tech features, and exceptional value. Their diverse lineup includes the popular Telluride SUV and the high-performance EV6.

Why Insurance Costs Vary by Kia Model
Understanding the factors that affect your insurance premiums
Safety Features
Advanced safety technology can lower premiums, while expensive-to-repair features may increase collision coverage costs.
Engine Performance
Higher horsepower and performance models typically cost more to insure due to increased accident risk and repair costs.
Repair Costs
Parts availability and repair complexity directly impact your comprehensive and collision coverage premiums.
Safety Ratings
IIHS and NHTSA crash test ratings influence how insurers assess risk and set your rates.
Theft Risk
Models with higher theft rates typically have increased comprehensive coverage costs to account for replacement risk.
Vehicle Value
MSRP and current market value directly affect comprehensive and collision coverage premiums.
Frequently Asked Questions
How long is the Kia warranty?
Kia offers a 10-year/100,000-mile powertrain warranty and a 5-year/60,000-mile limited basic warranty on all new vehicles.
Is the Kia Telluride a 3-row SUV?
Yes, the Kia Telluride is a flagship 3-row SUV that can comfortably seat up to eight passengers depending on the configuration.
Does Kia offer all-wheel drive?
Yes, most Kia SUVs, including the Sportage, Sorento, and Telluride, offer available Active All-Wheel Drive with Lock Mode.
What is Kia Connect?
Kia Connect is an app-based suite of features that allows for remote start, climate control, and vehicle tracking from your smartphone.
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