State-by-State Auto Insurance Guide

A concise State-by-State Auto Insurance Guide that outlines the minimum auto insurance requirements in each state.

2024-12-30T19:29:01.208471+00:00|time 4 min read

Alabama:

Minimum Coverage: 25/50/25 (Bodily Injury & Property Damage Liability)

Alaska:

Minimum Coverage: 50/100/25

Arizona:

Minimum Coverage: 15/30/10

Arkansas:

Minimum Coverage: 25/50/25 (Bodily Injury & Property Damage Liability, plus Personal Injury Protection)

California:

Minimum Coverage: 15/30/5

Colorado:

Minimum Coverage: 25/50/15

Connecticut:

Minimum Coverage: 25/50/20 (Bodily Injury & Property Damage Liability, plus Uninsured/Underinsured Motorist)

Delaware:

Minimum Coverage: 25/50/10 (Bodily Injury & Property Damage Liability, plus Personal Injury Protection)

Washington D.C.:

Minimum Coverage: 25/50/10 (Bodily Injury & Property Damage Liability, plus Uninsured Motorist)

Florida:

Minimum Coverage: 10/20/10 (Property Damage Liability, plus Personal Injury Protection)

Georgia:

Minimum Coverage: 25/50/25

Hawaii:

Minimum Coverage: 20/40/10 (Bodily Injury & Property Damage Liability, plus Personal Injury Protection)

Idaho:

Minimum Coverage: 25/50/15

Illinois:

Minimum Coverage: 25/50/20 (Bodily Injury & Property Damage Liability, plus Uninsured/Underinsured Motorist)

Indiana:

Minimum Coverage: 25/50/25

Iowa:

Minimum Coverage: 20/40/15

Kansas:

Minimum Coverage: 25/50/25 (Bodily Injury & Property Damage Liability, plus Personal Injury Protection)

Kentucky:

Minimum Coverage: 25/50/25 (Bodily Injury & Property Damage Liability, plus Personal Injury Protection, Uninsured/Underinsured Motorist)

Louisiana:

Minimum Coverage: 15/30/25

Maine:

Minimum Coverage: 50/100/25 (Bodily Injury & Property Damage Liability, plus Uninsured/Underinsured Motorist, Medpay)

Keep in mind that these requirements can vary, so it’s essential to check your specific state’s regulations: Remember to verify the specific requirements in your state and consider additional coverage beyond the minimum for better protection. For more on stat-to-state specifics, check https://protect.com/insurance/auto .

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