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State-by-State Auto Insurance Guide
A concise State-by-State Auto Insurance Guide that outlines the minimum auto insurance requirements in each state.
Alabama:
Minimum Coverage: 25/50/25 (Bodily Injury & Property Damage Liability)
Alaska:
Minimum Coverage: 50/100/25
Arizona:
Minimum Coverage: 15/30/10
Arkansas:
Minimum Coverage: 25/50/25 (Bodily Injury & Property Damage Liability, plus Personal Injury Protection)
California:
Minimum Coverage: 15/30/5
Colorado:
Minimum Coverage: 25/50/15
Connecticut:
Minimum Coverage: 25/50/20 (Bodily Injury & Property Damage Liability, plus Uninsured/Underinsured Motorist)
Delaware:
Minimum Coverage: 25/50/10 (Bodily Injury & Property Damage Liability, plus Personal Injury Protection)
Washington D.C.:
Minimum Coverage: 25/50/10 (Bodily Injury & Property Damage Liability, plus Uninsured Motorist)
Florida:
Minimum Coverage: 10/20/10 (Property Damage Liability, plus Personal Injury Protection)
Georgia:
Minimum Coverage: 25/50/25
Hawaii:
Minimum Coverage: 20/40/10 (Bodily Injury & Property Damage Liability, plus Personal Injury Protection)
Idaho:
Minimum Coverage: 25/50/15
Illinois:
Minimum Coverage: 25/50/20 (Bodily Injury & Property Damage Liability, plus Uninsured/Underinsured Motorist)
Indiana:
Minimum Coverage: 25/50/25
Iowa:
Minimum Coverage: 20/40/15
Kansas:
Minimum Coverage: 25/50/25 (Bodily Injury & Property Damage Liability, plus Personal Injury Protection)
Kentucky:
Minimum Coverage: 25/50/25 (Bodily Injury & Property Damage Liability, plus Personal Injury Protection, Uninsured/Underinsured Motorist)
Louisiana:
Minimum Coverage: 15/30/25
Maine:
Minimum Coverage: 50/100/25 (Bodily Injury & Property Damage Liability, plus Uninsured/Underinsured Motorist, Medpay)
Keep in mind that these requirements can vary, so it’s essential to check your specific state’s regulations: Remember to verify the specific requirements in your state and consider additional coverage beyond the minimum for better protection. For more on stat-to-state specifics, check https://protect.com/insurance/auto.
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