Top 10 Most Affordable Cars to Insure and Why

Honda CR-V LX: With an average annual premium of $1,574, the Honda CR-V LX is a reliable and cost-effective choice for insurance coverage1.

Jeep Wrangler JL Sport: The Jeep Wrangler Sport follows closely at $1,585 per year.

Subaru Crosstrek: Subaru’s Crosstrek offers affordability with an average premium of $1,606.

Subaru Forester 2.5I: Another Subaru model, the Forester 2.5I, comes in at $1,613 annually.

Hyundai Tucson SE: The Hyundai Tucson SE maintains a competitive rate of $1,637.

Jeep Compass Latitude: Jeep’s Compass Latitude is also budget-friendly at $1,645.

Chevrolet Equinox L: The Equinox L by Chevrolet costs around $1,661 per year to insure.

Ford Escape S: Ford’s Escape S model follows closely at $1,663.

Volkswagen Tiguan SE: The Tiguan SE from Volkswagen shares the same average premium.

Ford F-150 XL: If you’re looking for a pickup truck, the Ford F-150 XL offers reasonable insurance rates at $1,672 annually.

Here’s why these cars tend to have more affordable insurance premiums:

Safety Features: Many of these models come equipped with advanced safety features, such as collision avoidance systems, lane departure warnings, and airbags. Insurance companies often reward vehicles with safety features by offering lower premiums. For more on safety features, check https://protect.com/insurance/auto

Repair Costs: The cost to repair or replace a vehicle significantly impacts insurance rates. Affordable cars usually have lower repair costs, which translates to lower premiums.

Theft Rates: Some of these cars have lower theft rates compared to luxury or high-performance vehicles. Insurers take this into account when setting premiums.

Driver Demographics: These cars are popular among responsible and safety-conscious drivers. Insurance companies consider the typical driver profile associated with a specific model when calculating premiums.

Average Claim Amounts: Insurance companies analyze historical data on claims for each car model. If a car has lower average claim amounts, it tends to have more affordable premiums. For more on claim amounts, check https://protect.com/insurance/auto

Remember that these figures are averages, and actual premiums may vary based on factors like location, driving history, and coverage options. Always consult with your insurance provider for personalized quotes.Compare Top Providers And Save With Protect.com

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