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Graduated Driver Licensing (GDL): Familiarize yourself with your state’s GDL laws. These systems limit high-risk driving situations for new drivers, reducing crash risks by up to 50%1. Enforce restrictions like night driving, passenger limits, and seat belt use.
No Distractions: Remind your teen to put down the phone while driving. Distracted driving is a leading cause of accidents. Safe driving habits can positively impact insurance premiums.
Obey Speed Limits: Speeding reduces reaction time and increases crash risks. Encourage your teen to follow posted speed limits consistently.
Limit Passengers: Extra passengers can distract young drivers. Many insurers consider this when calculating premiums.
Practice Defensive Driving: Teach your teen defensive driving techniques. Safe driving behaviors lead to fewer accidents and lower insurance costs. For more on defensive driving tools, check https://protect.com/insurance/auto
Good Grades Matter: Some insurers offer discounts for good student performance. Encourage your teen to maintain excellent grades.
Driver’s Education: Completing driver’s education courses demonstrates responsibility and can lead to insurance discounts.
Be a Role Model: Set an example by practicing safe driving yourself. Teens learn from observing their parents’ behavior behind the wheel.
Remember, insuring teen drivers can be expensive due to their higher risk profile. However, emphasizing safety and responsible driving can help manage insurance costs while keeping your teen safe on the road.
Compare Top Providers And Save With Protect.com
Protect the things that matter most to you with Protect.com. Share this information with your teen and discuss the importance of safe driving practices. Whether you are looking for insurance, security, warranties or more, Protect.com can help you quickly and easily comparison shop the nation’s top providers.