These average annual premiums listed below can help you understand the typical costs of home insurance in each state. Keep in mind that individual rates may vary based on factors such as the specific location within the state, the condition of the home, and the insurance provider. For more info go to Protect.com.
1. **Alabama**: $1,420
2. **Alaska**: $1,030
3. **Arizona**: $1,230
4. **Arkansas**: $1,590
5. **California**: $1,050
6. **Colorado**: $1,800
7. **Connecticut**: $1,400
8. **Delaware**: $1,200
9. **Florida**: $2,900
10. **Georgia**: $1,360
11. **Hawaii**: $950
12. **Idaho**: $830
13. **Illinois**: $1,220
14. **Indiana**: $1,080
15. **Iowa**: $910
16. **Kansas**: $1,500
17. **Kentucky**: $1,350
18. **Louisiana**: $2,650
19. **Maine**: $890
20. **Maryland**: $1,240
21. **Massachusetts**: $1,490
22. **Michigan**: $1,150
23. **Minnesota**: $1,290
24. **Mississippi**: $1,450
25. **Missouri**: $1,200
26. **Montana**: $1,120
27. **Nebraska**: $1,320
28. **Nevada**: $1,260
29. **New Hampshire**: $850
30. **New Jersey**: $1,420
31. **New Mexico**: $1,210
32. **New York**: $1,450
33. **North Carolina**: $1,090
34. **North Dakota**: $1,150
35. **Ohio**: $1,190
36. **Oklahoma**: $1,960
37. **Oregon**: $900
38. **Pennsylvania**: $1,080
39. **Rhode Island**: $1,400
40. **South Carolina**: $1,350
41. **South Dakota**: $1,200
42. **Tennessee**: $1,380
43. **Texas**: $2,000
44. **Utah**: $1,150
45. **Vermont**: $860
46. **Virginia**: $1,140
47. **Washington**: $940
48. **West Virginia**: $1,070
49. **Wisconsin**: $980
50. **Wyoming**: $940
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